For couples and families
Finances managed together without either person losing what is theirs.
A household, not a joint account
A household groups the finances that are managed together. Every account, transaction and goal carries a scope: personal, your partner's, the household's, or the business's. You decide what enters the shared calculation.
What you both see
The household's available figure, what is committed, and the plan for the next money. That calculation is only useful if it is the same for both people, and the conversation stops being about the numbers and starts being about the decisions.
What is not shared by default
Nothing is shared automatically. A personal expense marked personal stays personal, and the system does not surface it in the household view.